Compare
PayoutPair vs Synder for Stripe to Xero / QuickBooks
A multi-channel sync, or one Stripe journal that matches the bank deposit.
Synder connects to Stripe and to other sales channels, then syncs that activity into Xero, QuickBooks Online, and other ledgers. PayoutPair is a narrower tool. It turns one Stripe payout into one summarized journal, so sales, fees, refunds, and disputes add up to the bank deposit.
Synder Basic is $65 a month, or $52 a month billed yearly, for up to 500 synced sales transactions a month, 2 integrations, and daily import. Essential starts at $129 a month ($103 a month billed yearly) for about 1,000 to 3,000 transactions, with hourly import. Pro starts at $299 a month ($240 a month billed yearly) for about 10,000 to 20,000 transactions, and includes guided setup. Pro Max starts at $599 a month ($480 a month billed yearly) for about 20,000 to 40,000 transactions. Premium is custom. Each sales transaction counts as one credit, and each payout counts as one credit. Fees do not count. Unused credits expire, and each accounting organisation has its own subscription. Pricing as of November 2026; check synder.com/pricing.
Free is $0 USD for 1 business and 5 payouts a month. Solo is $9 USD a month or $90 USD a year for 1 business and unlimited payouts. Bookkeeper is $29 USD a month or $290 USD a year for up to 10 businesses and unlimited payouts. Bookkeeper Plus is $79 USD a month or $790 USD a year for up to 40 businesses and unlimited payouts. Annual billing is two months free. A PayoutPair payout is one bank deposit, including every charge inside it.
Synder pricing · Pricing as of November 2026; check synder.com/pricing.
A sample, drawn in HTML. Illustrative amounts, not a screenshot of your books.
Stripe payout
po_sample1 · AUD
Bank depositA$261.90
Manual journal
- Gross sales · 200Cr A$317.00
- Stripe fees · 404Dr A$10.10
- Refunds · 200Dr A$30.00
- Disputes · 429Dr A$15.00
- Stripe clearing · 855Dr A$261.90
Balanced
| Topic | PayoutPair | Synder |
|---|---|---|
| Built for | One summarized journal per Stripe payout, so the books match the bank deposit. | Multi-channel ecommerce sync into the ledger, including Stripe. |
| How Stripe data arrives | CSV upload. Stripe API import, coming soon. | Full API connection to Stripe. |
| What posts to the ledger | One journal per payout: sales, fees, refunds, and disputes that add up to the deposit. | Per-transaction sync into a clearing account, or a summary by day, month, or a custom period. A per-payout summary is supported for QuickBooks Online, Sage Intacct, and NetSuite. It is not supported for Xero. |
| Bank deposit match | The journal is built to equal that payout, which is the amount Stripe sends to the bank. | Per-transaction mode uses a clearing account. Summary mode rolls activity into fewer entries. Where a per-payout summary is supported, that summary follows the payout. |
| Xero path | Manual journal CSV with your account code and tax rate, or an optional draft pushed with Xero OAuth that you approve in Xero. | Full API connection. Sync can be per transaction, or a daily, monthly, or custom summary. Per-payout summary is not supported for Xero. |
| QuickBooks Online path | CSV export. The mapping screen matches lines to the account names you type. You import the file. There is no QuickBooks login. | Full API connection. Per-payout summary is supported, along with per-transaction sync and other summary periods. |
| Multi-channel | Stripe only. | Shopify, Amazon, and 30+ channels, plus revenue recognition, rules, and inventory and COGS. |
| Setup effort | Map accounts once, then upload a CSV. You can try one CSV with no account. | Connect Stripe and the ledger. Basic imports daily. Essential and above import hourly. Pro includes guided setup. |
| Stripe access footprint | You export the CSV yourself. No Stripe login today. Stripe API import, coming soon. | Full API connection to Stripe, and to Xero or QuickBooks Online. |
| Starting price | Free, then Solo at $9 USD a month. | Basic at $65 a month ($52 a month billed yearly). Pricing as of November 2026; check synder.com/pricing. |
| Trial | Free plan: 5 payouts a month on 1 business, no card. The calculator needs no account. | 15-day free trial, no card. |
Choose PayoutPair if
- Sales are already in the ledger, and the open job is matching each Stripe deposit to the bank.
- You want one journal per payout, with sales, fees, refunds, and disputes that add up to that deposit.
- You use Xero and want a true per-payout journal. Synder's per-payout summary is available for QuickBooks Online, Sage Intacct, and NetSuite, and is not available for Xero.
- You prefer to export a CSV yourself. Stripe API import is coming soon, and there is no Stripe login today.
- You want a flat price per plan. Free, Solo, Bookkeeper, and Bookkeeper Plus do not step up with the number of charges inside a payout.
Choose Synder if
- You want Stripe, and your other sales channels, posted on a schedule without exporting a CSV.
- You want each customer and invoice in the ledger, rather than one summary per payout.
- You sell on Shopify, Amazon, or other channels Synder connects, and you want them in one product.
- You need revenue recognition, sync rules, or inventory and COGS.
- Volume pricing is acceptable for the number of sales transactions you sync.
FAQ
Does Synder post one journal per Stripe payout into Xero?
Synder can sync Stripe per transaction, or as a daily, monthly, or custom summary. A per-payout summary is supported for QuickBooks Online, Sage Intacct, and NetSuite. It is not supported for Xero. PayoutPair's Xero path is one manual journal per payout: a CSV you import, or a draft you approve after Xero OAuth. Sales, fees, refunds, and disputes on that journal add up to the bank deposit.
How do Synder's prices compare with PayoutPair?
Free is $0 USD for 1 business and 5 payouts a month. Solo is $9 USD a month or $90 USD a year for 1 business and unlimited payouts. Bookkeeper is $29 USD a month or $290 USD a year for up to 10 businesses and unlimited payouts. Bookkeeper Plus is $79 USD a month or $790 USD a year for up to 40 businesses and unlimited payouts. Annual billing is two months free. Synder Basic is $65 a month, or $52 a month billed yearly, for up to 500 synced sales transactions a month and 2 integrations. Essential starts at $129 a month ($103 a month billed yearly). Pro starts at $299 a month ($240 a month billed yearly). Pro Max starts at $599 a month ($480 a month billed yearly). Premium is custom. Pricing as of November 2026; check synder.com/pricing.
What is a Synder credit?
Each sales transaction counts as one credit, and each payout counts as one credit. Fees do not count. Unused credits expire. Each accounting organisation needs its own Synder subscription. PayoutPair counts bank deposits. Only the free plan caps them.
Do I have to connect my Stripe account?
Synder uses a full API connection to Stripe and to Xero or QuickBooks Online. PayoutPair asks you to export a CSV from your own Stripe Dashboard. CSV upload. Stripe API import, coming soon. There is no Stripe login in PayoutPair today.
What if I also sell on Shopify or Amazon?
Synder connects Shopify, Amazon, and 30+ channels, and it includes revenue recognition, rules, and inventory and COGS. PayoutPair reads Stripe payouts only. When those other channels are the job, Synder is the fit.
What can I try before I pay?
Synder offers a 15-day free trial and does not ask for a card. PayoutPair's free plan includes 5 payouts a month on 1 business and does not ask for a card. The Stripe payout calculator reads one CSV in the browser with no account.
Can I use Synder and PayoutPair on the same payout?
Pick one method for a given payout. Posting the same deposit from both tools records it twice. After either method, match the bank line to the statement.
Try a payout, or read Synder's pricing
The free Stripe payout calculator reads one CSV in your browser. You can try that file with no account. It does not post to a ledger.
Sources
Synder figures on this page come from these public pages. Pricing as of November 2026; check synder.com/pricing.